Help & Advice On Buying Your New Home | Lotus Homes

HELP &
ADVICE

Guide to Buying

10 steps to your new home

Buying your first home or moving to a new home is a very exciting time. Follow our 10-step buying guide for some practical tips.

Our step-by-step guide to buying a home explains all you need to know

Download Information Pack

Mortgage Calculator

Whether you’re saving for your first home, budgeting for your next, or looking to save some money on your existing mortgage, calculators are here to help. Calculate your mortgage

See how much you can borrow: www.propertypalmortgages.com/calculators

Looking for further help?

There are several government schemes that can help you on the way to owning a new home. These include Co-Ownership, OwnCo and Help to By ISA’s.

Co-Ownership Housing Scheme

Co-Ownership Housing is a great way for new home owners to get their foot on the property ladder. This housing scheme allows home-owners to share the load of buying their property.

For more details: www.co-ownership.org

OwnCo – Rent to Own Housing Scheme.

OwnCo, Rent to Own scheme allows applicants to rent a new build property for 3 years with the option to buy between 12 and 36 months into their tenancy.

For more details: www.owncohomes.uk

Help to Buy ISA

First-time buyers can open a Help to Buy ISA to save towards a deposit. Saving in this type of account could entitle you to a tax-free bonus payment from the government when you buy your first home.

For more details: www.helptobuy.gov.uk

Contact Us